Privacy Policy

McGowan Mortgage (“McGowan,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect information when you visit www.mcgowanmortgage.com or any related mobile applications or sites linking to this Privacy Policy (collectively, the “Sites”).

By accessing or using our Sites, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our Sites. In addition to this Policy, our Consumer Privacy Notice explains how we handle information when you apply for or obtain our products and services.

1. Information We Collect

We collect both Personal Information and Non-Personal Information:

a. Personal Information

Information that identifies you as an individual, which may include:

  • Name, mailing address, email address, phone number

  • Loan inquiry or application details

  • Geo-location, device type, and phone carrier

  • IP address and browser/device identifiers

  • Any other information you choose to provide voluntarily

b. Non-Personal Information

Information that does not identify you directly, such as:

  • Browser type and version

  • Internet service provider domain name

  • Pages visited before and after visiting our Sites

  • General demographic or aggregated usage data

2. How We Collect Information

We collect information through:

  • Direct submission (e.g., completing a contact form, applying for a loan, or opting into communications)

  • Cookies (small data files stored on your device to personalize your experience and measure engagement)

  • IP address logging (for security, fraud prevention, and analytics)

  • Embedded pixels or tags (to track site usage and email campaign responsiveness)

  • Third-party verification tools (to confirm accuracy of information and document consent for compliance purposes)

You can configure your browser to reject cookies, but some site features may not function properly without them.

3. Why We Collect Your Information

We use your information to:

  • Respond to inquiries and process applications

  • Provide products, services, and features you request

  • Verify and document marketing consent in compliance with the Telephone Consumer Protection Act (TCPA) and FCC One-to-One consent rule

  • Prevent fraud and enhance security

  • Improve our Sites, services, and user experience

  • Comply with legal and regulatory requirements

4. TCPA & FCC 2025 Compliance Disclosures

If you provide your phone number and consent, you are providing express written consent under the TCPA and the Electronic Signatures in Global and National Commerce Act (ESIGN Act) for McGowan Mortgage and only the specific providers you select to contact you for marketing or transactional purposes using:

  • Autodialers or automated text messaging systems

  • Prerecorded or artificial voice messages

  • AI-generated voice or SMS communications

Important Rights and Limitations:

  • Consent is not required to obtain any loan, product, or service from McGowan Mortgage.

  • You may revoke consent at any time by replying “STOP” to a text message, telling a caller, emailing [email protected], or using any reasonable method.

  • We will honor revocations within 10 business days of receipt, per FCC rules.

  • Message frequency varies; standard message and data rates may apply.

  • “Select All” options for third-party providers will never be pre-checked or mandatory.

5. Sharing of Personal Information

We may share your personal information:

  • With affiliates within McGowan Mortgage

  • With only the providers you selected when granting consent

  • With trusted service providers who help us operate our business (under strict confidentiality agreements)

  • As required by law, court order, or regulatory request

  • To protect our rights, property, and the safety of our customers or others

We do not sell your personal information.

6. Children’s Privacy

Our Sites are not directed to children under 13, and we do not knowingly collect information from them. If we learn we have collected information from a child under 13, we will delete it.

7. Data Security

We use industry-standard physical, technical, and administrative safeguards to protect your data. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Your Rights & Data Control

You may:

  • Request a copy of the information we hold about you

  • Request corrections or updates to your information

  • Withdraw marketing consent at any time

  • Opt out of email or SMS marketing communications

9. Changes to this Policy

We may update this Privacy Policy from time to time. The “Last Revised” date above reflects the most recent changes. Continued use of our Sites after changes are posted means you accept the updated Policy.

10. Contact Us

McGowan Mortgage
15974 W 172nd Ter
Olathe, KS 66062
Email: [email protected]